This month
August 2026
Members
—
Pay before12:00 PM
Chit starts8:00 PM sharp
Why join?
- Instant cash — no moneylender, no paperwork
- Everyone gets a turn — about every 4 months
- Your savings come back with a profit share
- 100% transparent — every rupee shown in this app
- No collateral — backed by a nominee
Profit share depends on how much is borrowed — it is not guaranteed.
Leaving? Your money is safe
You get back
₹6,000+
Your savings + profit share at year-end
- Your ₹500s always come back — the principal is safe
- Equal share of the year's profit — however much you borrowed
- Leave any time with 1 month's notice; dues are adjusted
- Emergency/medical: full payout, notice waived
- Loyalty rewards for completing full cycles
Because the money is lent out, a mid-year exit settles on the next 20th.
Rules
- 1
All contributions must be paid before 12:00 PM on the 20th.
- 2
The auction begins sharp at 8:00 PM.
- 3
Each bid goes to the member who offers the highest interest.
- 4
The winner repays the bid amount + their interest + that month's ₹500 — all within one month.
- 5
A member can win for up to 3 months in a row, then a 1-month break is required.
How a winning bid works
Example- Bid you win₹2,000
- Your winning interest+₹600
- This month's contribution+₹500
Repay within 1 month₹3,100
The bid goes to whoever offers the highest interest.
Members
Pay here
Scan this QR with any UPI app to pay ₹500.
BYTUP TECHNOLOGIES PRIVATE LIMITED